Food and Beverage Insurance

Get all the covers you need under one policy, delivered by a specialist with the right knowledge, experience and market relationships.

Get a quote 01372 724747

The food and beverage industry is home to a diverse array of businesses - from food manufacturers and preparers to ingredient developers, packaging specialists and storage facilities.

Naturally, each has its own set of priorities and faces its own risks - and, therefore, insurance requirements are as individual as every firm.
All this means working with an insurance broker with strong knowledge of the sector is vital to securing insurance cover that is both effective - without gaps and overlaps - and affordable.

As an established insurance specialist, we’ve worked with a wide range of food and beverage businesses over the years and we have the right experience and insurer relationships to secure comprehensive food and beverage insurance cover.

Standard Covers

  • Property damage.

     

  • Commercial liability.

     

  • Worldwide marine cargo.

  • Legal expenses.

  • Pollution.

  • Combined liability.

  • Terrorism.

  • Goods in transit.

  • Money.

  • Business interruption.

Optional Covers

  • Product recall.

     

  • Professional liability.

     

  • Motor fleet.

  • Reputation and brand impact following a loss.

     

  • First and third party cyber and crime.

  • Management liability.

     

  • Business protection.

  • Employee benefits.

  • Product recall.

  • Deterioration of stock.

  • Machinery breakdown.

  • Marine cargo.

Simplicity and ease

At Stonebridge, we have the experience and insurer relationships to secure comprehensive food and beverage insurance cover under a single policy - that means there’s no need to worry about juggling multiple renewal dates and covers.

We’ll work hard to understand your business and help you manage your exposures  - risk management advice and health and safety training are both available. 

Along with access to flexible, knowledgeable surveyors and our strong relationships with insurers, this will ensure we deliver the cover you need.  For instance, we can help you cover grey areas in goods in transit cover by securing stock throughput cover, and specialist cover for cold stores and US exports.

In addition, through our relationship with Marsh, a global leader in insurance broking and risk management, we can offer access to enhanced policy wordings that may not be available from our competitors.

Get a quote 01372 724747

Food and Beverage Insurance from Stonebridge: Who is it for?

As an established insurance specialist, we’ve worked with a wide range of food and beverage businesses over the years.  The firms for which we’ve helped to arrange insurance have included those involved in food manufacturing, food preparation, ingredient development, packing and storage.

Related FAQs

See all FAQs

What is Keyman insurance?

It is a life insurance where critical illness cover can also be included to protect your business against the loss of profit should a key employee pass away or be diagnosed with a critical illness. You can also protect against the loss of a key employee to protect a debt, and it could also help towards the costs of employing and training new personnel.

Who could be classed as a key employee?

Key employees can be regarded as individuals whose knowledge, skills, experience, key relationships or leadership are very important to a business’ future financial success. These can be a senior manager, top sales person, technical specialist, business founder.

How much cover would be needed for Keyman?

This would depend on your specific business needs which we would discuss together. This could be a multiple of profits, a multiple of salary or turnover. Your accountant would be able to provide this information to you.

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