Transport and Logistics Insurance

Get expert help from a specialist with in-depth knowledge, privileged market access and a unique claims offering.

Get a quote 01372 724747

Whether you’re operating a small fleet or the largest in the UK, insurance is an ever-present challenge - a significant cost, an administrative overhead and a source of uncertainty as insurer demands change. From haulage and logistics to courier, storage and warehousing, the sector is viewed as high risk by many insurers - and, in all likelihood, that leaves you short of options when it comes to finding the right insurance at the right price. That’s especially true if you’re not working with a specialist broker with the knowledge, track record and market relationships required to innovate in finding attractive terms.

Standard Covers

  • Fleet.

  • Stock.

  • Warehouse keepers.

  • Goods in transit.

  • Legal expenses.

  • Pollution.

  • Property damage.

  • Combined liability.

  • Terrorism.

  • Contractual liability for customers' goods (freight services liability).

  • Money.

  • Business interruption.

Optional Covers

  • Management liability.

  • First and third party cyber and crime.

  • Business protection.

  • Employee benefits.

  • Trailers and containers, hired in equipment and property damage.

  • Professional indemnity (including customs fines and penalties).

  • Customer storage insurance.

  • Media management crisis costs.

  • Employee fidelity (dishonesty of an employee).

Expert Support. Innovative Solutions

Working with Stonebridge can help you to overcome these issues, to find the insurance you need to protect your livelihood - at the right price and without

wasting time on administration. We look after some of the largest fleets in the UK, a day to day responsibility that keeps us up to date with the very latest developments in transport and logistics insurance.

Come to us for advice on the latest camera technologies - we were one of the first in the UK to implement 3G cameras - and guidance on the steps you can take to minimise your premiums. On top of that, our track record and existing client base ensures we have strong relationships with the key Lloyds of London underwriters, which can help us find better insurance solutions on your behalf.

Similarly through our relationship with Marsh, a global leader in insurance broking and risk management, we can offer access to enhanced policy wordings that may not be available from our competitors.

Get a quote 01372 724747

Unique Claims Service

But we don’t just help you find the right cover, we’re there to help when you need us most - when you need to make a claim. In fact, we’ve partnered with Active Auto Solutions to offer a unique 24/7 claims  service for all our fleet customers - which helps to streamline the process, shorten the time from reporting to close, and keep you informed throughout.

Read more about our unique claims service here .

Related FAQs

See all FAQs

How much cover would be needed for keyman insurance?

This would depend on your specific business needs which we would discuss together. This could be a multiple of profits, a multiple of salary or turnover. Your accountant would be able to provide this information to you.

How do I know how much shareholder cover is needed?

We recommend you speak to your accountant who will help to establish the value of the business. The amount of cover should equal the market value of each owner’s share of the business.

What is keyman insurance?

It is a life insurance where critical illness cover can also be included to protect your business against the loss of profit should a key employee pass away or be diagnosed with a critical illness. You can also protect against the loss of a key employee to protect a debt, and it could also help towards the costs of employing and training new personnel.

Who could be classed as a key employee?

Key employees can be regarded as individuals whose knowledge, skills, experience, key relationships or leadership are very important to a business’ future financial success. These can be a senior manager, top sales person, technical specialist, business founder.

What is shareholder protection?

Shareholder protection is a life or life and critical illness policy that will pay out a lump sum that the remaining shareholders use to purchase the deceased shareholders shares from their estate.

Who should consider a relevant life policy?

Directors could take out the cover to provide a ‘death in service’ benefit, without having to take out a scheme to cover all employees. It helps to retain employees and ensure should the worst happen, their loved ones are financially cared for.

What is a relevant life policy?

It is a term assurance available for employers to provide employees with a ‘death in service’ benefit. It provides a lump sum payment on death and there can be many tax advantages to both the employer and employee for this type of policy.

What are the benefits of a relevant life policy?

No National Insurance contributions on premiums and corporate tax relief for the business itself. For their employee there will be no National Insurance contributions on premiums or benefits. The benefits are not taxed as a benefit in kind and importantly the benefits do not count towards annual or lifetime allowances tax benefits.

Who can take out a relevant life policy?

UK resident businesses. These businesses can be a limited companies, a limited liability partnership or sole trader. Company directors can take out cover with the limited company paying for this.

How much does keyman cover cost?

The cost would be dependent on the amount and term of the cover, age, smoking status. Please contact us for a personalised quote.

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