Wholesale and Retail Insurance

Find the ideal insurance solution, no matter how complex your requirements from height restrictions to multiple locations, we’ve seen it before.

Get a quote 01372 724747

For wholesale trade businesses - from warehousing to cash & carry - finding the right insurance at the right price can be a complex and time consuming task. What’s more, insurers can impose conditions that affect your day to day running - for instance storage limitations that specify stock must be off the floor or within a maximum height.

Meanwhile, your operational need to float stock across several locations can complicate your insurance arrangements. That’s why you need no-nonsense advice and support from a genuine specialist in your sector - from experts who understand the priorities, risks and complexities that affect your insurance arrangements.

Standard Covers

  • Business interruption.

  • Property damage.

  • Combined liability.

  • Terrorism.

  • Goods in transit.

  • Money.

  • Legal expenses.

Optional Covers

  • Motor fleet.

  • Deterioration of stock.

  • Management liability.

  • First and third party cyber and crime.

     

  • Machinery breakdown.

     

  • Marine cargo.

  • Product recall.

Expert Support. Innovative Solutions

We look after a range of wholesale trade businesses, a responsibility that keeps us up to date with the very latest developments in the risk and insurance issues affecting the sector.

We offer advice on risk management - guidance on the steps you can take to minimise your premiums - and to draw on our market relationships to access outstanding insurance solutions. For instance, we can access capacity from insurers to cover large stock limits at multiple locations.

Similarly through our relationship with Marsh, a global leader in insurance broking and risk management, we can offer access to enhanced policy wordings that may not be available from other insurance brokers.

Get a quote 01372 724747

Expert Support. Innovative Solutions

Work with Stonebridge to find the insurance you need to protect your livelihood - at the right price. We look after a range of wholesale trade businesses, a responsibility that keeps us up to date with the very latest developments in the risk and insurance issues affecting the sector.

Come to us for advice on risk management - guidance on the steps you can take to minimise your premiums - and to draw on our market relationships to access outstanding insurance solutions. For instance, we can access capacity from insurers to cover large stock limits at multiple locations.

Similarly through our relationship with Marsh, a global leader in insurance broking and risk management, we can offer access to enhanced policy wordings that may not be available from other insurance brokers.

Wholesale Trade Insurance from Stonebridge: Who is it for?

As an established wholesale industry insurance specialist, we’ve worked with a wide range of clients in the sector over the years. So, whether yours is a cash & carry or a warehousing business, we can find the ideal insurance solution for you.

Related FAQs

See all FAQs

What is Keyman insurance?

It is a life insurance where critical illness cover can also be included to protect your business against the loss of profit should a key employee pass away or be diagnosed with a critical illness. You can also protect against the loss of a key employee to protect a debt, and it could also help towards the costs of employing and training new personnel.

Who could be classed as a key employee?

Key employees can be regarded as individuals whose knowledge, skills, experience, key relationships or leadership are very important to a business’ future financial success. These can be a senior manager, top sales person, technical specialist, business founder.

How much cover would be needed for Keyman?

This would depend on your specific business needs which we would discuss together. This could be a multiple of profits, a multiple of salary or turnover. Your accountant would be able to provide this information to you.

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