Commercial Insurance for the Print Industry

Protect your business with tailored cover from print industry insurance specialists.

Get a quote 01372 724747

If your print business is relying on a standard commercial insurance policy, rather than a product designed for the print sector, you may be leaving your livelihood exposed to unnecessary risks.

Off the shelf insurance policies can sometimes fail to cover risks that are associated with your industry, such as manufacturing exposures and print-specific liability risks such as breach of copyright, libel and slander.

Whether your business is a commercial printer, packaging manufacturer, trade finisher, large format printer, label printer, or publisher, you could benefit from specialist help to get the right cover in place to give you peace of mind.

Standard Covers

 

  • Employers liability.

  • Public liability.

  •  Financial loss.

  •  Legal expenses.

  •  Goods in transit.

  •  Business interruption.

Optional Covers

  • Computer breakdown.

  • Bookbinders extension.

  • First and third party cyber and crime.

  • Terrorism.

  • Libel and slander.

  •  Breach of copyright.

  •  Motor fleet.

  •  Management liability.

  •  Business protection.

  •  Employee benefits.

At printinsure, we offer commercial insurance products that are specifically designed for print businesses.

 

Core covers like employers and public liability are tailored to the sector and can be complemented with a range of optional extensions to create cover that responds to individual need.

Similarly through our relationship with Marsh, a global leader in insurance broking and risk management, we can offer access to enhanced policy wordings that may not be available from other insurance brokers.

Our specialist cover is matched with our extensive sector knowledge. Our print industry experts will work with you to understand the risks you face, helping you to select the cover you need - no more, no less.

Related FAQs

See all FAQs

How much cover would be needed for keyman insurance?

This would depend on your specific business needs which we would discuss together. This could be a multiple of profits, a multiple of salary or turnover. Your accountant would be able to provide this information to you.

How do I know how much shareholder cover is needed?

We recommend you speak to your accountant who will help to establish the value of the business. The amount of cover should equal the market value of each owner’s share of the business.

What is keyman insurance?

It is a life insurance where critical illness cover can also be included to protect your business against the loss of profit should a key employee pass away or be diagnosed with a critical illness. You can also protect against the loss of a key employee to protect a debt, and it could also help towards the costs of employing and training new personnel.

Who could be classed as a key employee?

Key employees can be regarded as individuals whose knowledge, skills, experience, key relationships or leadership are very important to a business’ future financial success. These can be a senior manager, top sales person, technical specialist, business founder.

What is shareholder protection?

Shareholder protection is a life or life and critical illness policy that will pay out a lump sum that the remaining shareholders use to purchase the deceased shareholders shares from their estate.

Who should consider a relevant life policy?

Directors could take out the cover to provide a ‘death in service’ benefit, without having to take out a scheme to cover all employees. It helps to retain employees and ensure should the worst happen, their loved ones are financially cared for.

What is a relevant life policy?

It is a term assurance available for employers to provide employees with a ‘death in service’ benefit. It provides a lump sum payment on death and there can be many tax advantages to both the employer and employee for this type of policy.

What are the benefits of a relevant life policy?

No National Insurance contributions on premiums and corporate tax relief for the business itself. For their employee there will be no National Insurance contributions on premiums or benefits. The benefits are not taxed as a benefit in kind and importantly the benefits do not count towards annual or lifetime allowances tax benefits.

Who can take out a relevant life policy?

UK resident businesses. These businesses can be a limited companies, a limited liability partnership or sole trader. Company directors can take out cover with the limited company paying for this.

How much does keyman cover cost?

The cost would be dependent on the amount and term of the cover, age, smoking status. Please contact us for a personalised quote.

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