Sudden and Unforeseen Damage

Protect your livelihood against the unexpected with unique cover that’s designed to help you manage costs and get back up and running quickly.

Get a quote 01372 724747

In the print industry, it goes without saying that the loss of critical equipment through unscheduled or unforeseen breakdown, accidental damage or operator error can have a serious impact on your business. 

Increased costs to fulfil orders, reduced capacity and the cost of repairs all add to day to day operating costs in an industry where profit margins can be under significant pressure.

Insurance can play a vital role in mitigating these impacts, helping to cover increased costs and getting the business back to normal quickly.

When considering your insurance, it’s important to make sure wordings and cover limits are appropriate by selecting cover that is specifically designed for the print industry.  Otherwise, you could find yourself exposed by inadequate insurance at a time when your business depends on the outcome of a claim.


Standard Cover

  • Sudden and unforeseen damage.


  • Accidental damage.

  • Operator error.


  • Increased cost of working.

  • First and third party cyber and crime.

  • Major component hire i.e. compressors/motors.

Optional Covers

  • Business Interruption.


    Loss of profit cover.

  • Statutory inspection.

  • Worldwide machinery movement.

  •  Motor fleet.

  •  Management liability.

  •  Business protection.

  •  Employee benefits.

Tailored Breakdown Insurance for Printers


At printinsure, we have worked with insurers to develop a product that’s uniquely designed to address these issues.

It’s specifically tailored for the print industry - from commercial printers, packaging manufacturers, trade finishers and large format printers to label printers and publishers.

Crucially, it is is aimed at high value manufacturing plant or assets within the print industry and delivers the protection you need in order to draw a line under operating costs in the event of unexpected equipment failure.

The product combines protection against sudden and unforeseen damage, accidental damage, operator error and increased cost of working under a single policy and offers unique cover wording, including a negotiable single loss limit of up to £250,000.



Get a quote 01372 724747

Expert Help and Support

Our unique cover is supported by a team of print industry specialists with extensive experience and sector knowledge. We work with major print equipment manufacturers and dealers in the UK so we have a thorough understanding of your equipment.

In addition, print businesses working with us will get ongoing support. This includes expert help to navigate changing regulations and to make sure your cover keeps up with circumstances. Crucially, we will be there to help when you need it most, when a claim is made. We aim to have most claims turned round within 21 days.

Related FAQs

See all FAQs

How much cover would be needed for keyman insurance?

This would depend on your specific business needs which we would discuss together. This could be a multiple of profits, a multiple of salary or turnover. Your accountant would be able to provide this information to you.

How do I know how much shareholder cover is needed?

We recommend you speak to your accountant who will help to establish the value of the business. The amount of cover should equal the market value of each owner’s share of the business.

What is keyman insurance?

It is a life insurance where critical illness cover can also be included to protect your business against the loss of profit should a key employee pass away or be diagnosed with a critical illness. You can also protect against the loss of a key employee to protect a debt, and it could also help towards the costs of employing and training new personnel.

Who could be classed as a key employee?

Key employees can be regarded as individuals whose knowledge, skills, experience, key relationships or leadership are very important to a business’ future financial success. These can be a senior manager, top sales person, technical specialist, business founder.

What is shareholder protection?

Shareholder protection is a life or life and critical illness policy that will pay out a lump sum that the remaining shareholders use to purchase the deceased shareholders shares from their estate.

Who should consider a relevant life policy?

Directors could take out the cover to provide a ‘death in service’ benefit, without having to take out a scheme to cover all employees. It helps to retain employees and ensure should the worst happen, their loved ones are financially cared for.

What is a relevant life policy?

It is a term assurance available for employers to provide employees with a ‘death in service’ benefit. It provides a lump sum payment on death and there can be many tax advantages to both the employer and employee for this type of policy.

What are the benefits of a relevant life policy?

No National Insurance contributions on premiums and corporate tax relief for the business itself. For their employee there will be no National Insurance contributions on premiums or benefits. The benefits are not taxed as a benefit in kind and importantly the benefits do not count towards annual or lifetime allowances tax benefits.

Who can take out a relevant life policy?

UK resident businesses. These businesses can be a limited companies, a limited liability partnership or sole trader. Company directors can take out cover with the limited company paying for this.

How much does keyman cover cost?

The cost would be dependent on the amount and term of the cover, age, smoking status. Please contact us for a personalised quote.

Customer Testimonials

We have always received timely support and advice on our insurance queries for our world-wide operations no matter how tedious, complex or unique. It’s a pleasure working with a broker so knowledgeable and helpful.

P. Chandan, Aperta

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