Private Clients

Protecting what matters most to you and your family, helping to safeguard your lifestyle.

Household Insurance

Find the insurance you need to make sure your higher value home and its contents are properly protected.

Prestige Motor Insurance

Helping you find the right insurance for your prestige or cherished cars.

Related FAQs

See all FAQs

What is Keyman insurance?

It is a life insurance where critical illness cover can also be included to protect your business against the loss of profit should a key employee pass away or be diagnosed with a critical illness. You can also protect against the loss of a key employee to protect a debt, and it could also help towards the costs of employing and training new personnel.

Who could be classed as a key employee?

Key employees can be regarded as individuals whose knowledge, skills, experience, key relationships or leadership are very important to a business’ future financial success. These can be a senior manager, top sales person, technical specialist, business founder.

How much cover would be needed for Keyman?

This would depend on your specific business needs which we would discuss together. This could be a multiple of profits, a multiple of salary or turnover. Your accountant would be able to provide this information to you.

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