High Value Home Insurance

Find the insurance you need to make sure your higher value home and its contents are properly protected.

Get a quote 01372 724747

It is likely that you have a lifestyle that is worthy of a little extra protection and you appreciate the importance of bespoke insurance to truly safeguard what is yours, supported by exceptional service.

Standard policies are likely to be subject to cover limits that makes them unsuitable for higher value homes. Buying cover that isn’t right for your personal circumstances could leave you out of pocket when it comes to making a claim as many insurers use ‘average’ clauses to reduce payouts in cases of under-insurance

Whether it is insuring your home, belongings, art, antiques and collectables, or your jewellery, we will find a policy that is tailored to suit your individual needs.


Cover & service benefits we can offer-


  • Home appraisal service (Free of charge for peace of mind)
  • Guaranteed rebuilding cost
  • All contents covered worldwide
  • Jewellery / watches covered worldwide
  • Agreed value for pairs / sets
  • Unlimited trace and access
  • Employers liability
  • Family annual travel including winter sports
  • Extended replacement cover
  • Up to 3 years alternative accommodation
  • Cover for ongoing works / refurbishments
  • Tenants improvements cover
  • Worldwide public liability

Standard Covers

  • Buildings.

  • Contents.

  • High value items such as jewellery and fine arts.

Optional Covers

  • Worldwide travel insurance.

  • Home sitting.

  • Road rescue.

  • Prestige motor.

Household Cover for High Net Worth Clients

At Stonebridge, we can help make sure your high value home is properly protected. We’ll take the hard work out of gathering up to date property and asset valuations and work closely with you to identify any specialist covers you might need – explaining the industry jargon in plain English as we go.

We’ll call on our industry relationships and wide market access to find you the right level of cover that is tailored to your individual needs and accurately reflects the value of your property and personal assets. Our insurance will be written on an ‘All Risks’ basis and can include legal expenses insurance too.

Through our relationship with Marsh, a global leader in insurance broking and risk management, we can offer access to enhanced policy wordings that may not be available from other insurance brokers.

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