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Frequently asked questions

FAQs

How much cover would be needed for keyman insurance?

How do I know how much shareholder cover is needed?

What is keyman insurance?

Who could be classed as a key employee?

What is shareholder protection?

Who should consider a relevant life policy?

What is a relevant life policy?

What are the benefits of a relevant life policy?

Who can take out a relevant life policy?

How much does keyman cover cost?

Would a shareholder protection policy be placed in trust?

What limit of public liability do I need if working for the local government/council?

What is covered under a combined liability insurance policy?

How does the Ogden rate effect the cost of my insurance?

Why are Professional Indemnity Insurance (PII) premiums increasing?

What’s the difference between “Any one claim” and “In the aggregate”?

Why do you need JCT Insurance?

What are the different types of JCT?

What is an Employer Controlled Insurance Programmes (ECIP)/Owner Controlled Insurance Programmes (OCIP)?

Why should an ECIP/OCIP be considered?

What is Latent Defects (LD) – also referred to as Inherent Defects Insurance (IDI)?

Rights of Light – What is it and when might it arise?

What is needed going forward?

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